Editorial Policy

Editorial Principles

• Answer the reader’s question in plain language.
• Use authoritative sources for insurance rules and time-sensitive facts.
• Distinguish general education from personalized advice.
• Disclose uncertainty, geographic differences, and plan-year changes.
• Avoid guaranteed savings, eligibility, coverage, rankings, or outcomes.
• Keep commercial relationships from dictating factual conclusions.

Sources and Attribution

Preferred sources include HealthCare.gov, CMS, Medicare.gov, Medicaid.gov, IRS, the U.S. Department of Labor, state Marketplaces, state Medicaid agencies, state departments of insurance, and official carrier sources for carrier-specific facts. Secondary research may provide context but should not replace a controlling official source.

Authorship, Review, and AI Assistance

Site content is attributed to the Health Insurance Match Editorial Team unless a verified individual author is identified. Named professional review is displayed only after identity and credentials are confirmed. AI tools may assist with outlining, drafting, formatting, or quality checks, but content must be checked for unsupported claims, inaccurate facts, repetition, and source alignment before publication.

Updates and Independence

Review dates appear on managed educational content. Time-sensitive information should be rechecked before enrollment seasons or when a relevant law, program, carrier, or agency changes. Health Insurance Match may earn compensation from matching activity, but compensation does not justify carrier rankings or alter the requirement for accurate sourcing.

Frequently Asked Questions