Verification Standard
Claims that affect eligibility, enrollment, costs, benefits, Marketplace structure, public programs, carrier availability, or consumer rights should be supported by a current authoritative source. Writers should not infer nationwide availability from a carrier homepage or present generic examples as personalized outcomes.
Source Hierarchy
- Controlling federal or state agencies and official program websites.
- Official Marketplace, Medicaid, Medicare, and insurance-department materials.
- Official insurer documents for carrier-specific products and disclosures.
- Recognized public datasets and nonpartisan research for context.
- Secondary sources only when primary material is unavailable and uncertainty is disclosed.
Time-Sensitive Information
Enrollment dates, carrier participation, premiums, subsidy rules, income thresholds, agency contacts, and program status can change. Pages should include a review date and source links. Specific yearly information should identify the applicable year. Readers are directed to current official sources for final decisions.
Uncertainty and Corrections
When information cannot be verified, it is omitted or described as uncertain. We do not invent averages, ratings, partnerships, credentials, licenses, testimonials, office locations, or statistics. Potential errors are handled under the Corrections Policy.
Frequently Asked Questions
Which sources receive priority?
Official federal agencies, state agencies, Marketplaces, public programs, regulators, and official carrier documents receive priority.
How often is content reviewed?
Frequency depends on volatility. Enrollment and carrier information requires more frequent review than stable definitions.
What happens when a fact cannot be verified?
It should be omitted, qualified, or kept unpublished rather than presented as certain.
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